ROBERT BLYTH

    THE General Manager of the Union Bank of Scotland, Limited, is descended from a family which came originally from Kinross. His grandfather was a leather merchant in Glasgow, and his father a partner in the firm of Lethem, Blyth, & Lethem, muslin manufacturers in the city. Mr. Blyth was born in Glasgow in 1843, and educated at Glasgow Academy, Glasgow University, and New College, St. John's Wood, London. He began business life as an apprentice in the office of the late James McClelland. founder and first president of the Glasgow Institute of Accountants and Actuaries. After a ten years' clerkship be became a partner of the firm, and during the next ten years he enjoyed a large practice as an accountant. He came prominently before the public in connection with the liquidation of the Western Bank; and he held the coveted auditorship of two Scottish banks and an Irish bank.
    In 1891 he was appointed Manager of the Scottish Amicable Life Assurance Society. Under his charge, in the first year, the new business exceeded £400,000, and in the third year £500,000 sterling. In the latter year, 1894, Dr. Charles Gairdner retired from the general management of the Union Bank, and Mr. Blyth was invited to become his successor. He entered upon his new duties on 1st January following. The bank, founded in 1830, has a paid-up capital of £1,000,000, a reserve fund of £876,000, and deposits exceeding £12,000,000.
    In 1893 Mr. Blyth was elected a Fellow of the Faculty of Actuaries in Scotland, and President of the Insurance and Actuarial Society of Glasgow. During the first year of his presidentship he lectured on "The Tendency towards Equalization in the Rate of Interest," and during the second year on "The Distribution of Risk." Both papers were afterwards printed. He also published a pamphlet on "War Scares and Commerce." In 1905 Mr. Blyth attended the American Bankers' Association in Washington, D.C., and read a paper on the "Scottish System of Banking."
    Apart from professional matters he takes much interest in the promotion of thrift among the working classes, and in city charities, especially in the Merchants' House, and the institution for Orphan and Destitute Girls at Whiteinch. He was President of the Fife, Kinross, and Clackmannan Charitable Society, one of the oldest associations of the kind in Glasgow, dating in part from 1759.

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